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Archive for May, 2014

How to Recognize Head Trauma after an Accident

Tuesday, May 27th, 2014

head traumaWhen you’re involved in a car accident, generally the car comes to a sudden and abrupt halt. The way that this moves your head and neck can easily cause whiplash and concussion, or other head trauma. This is one of the most deadly things that can happen to you in a car accident because of the fragile nature of the brain, head, neck, and spinal cord. After you’ve been in an accident, you should always have your injuries assessed by a medical professional for a couple of different reasons. First, you never know how your body will respond to the accident. There could be problems that don’t show any symptoms directly following an accident. Second, it’s a lot easier to make insurance claims if you have medical information to back them up. Going directly to the hospital to have an assessment will help you recover fair and adequate compensation for your accident. Even before seeking medical treatment, it’s advisable to know what the symptoms of head trauma are.

  • Headache – Not just your normal headache, but one that starts out bad and gets progressively worse. Never ignore this type of headache, as it could mean more than just a concussion. Terrible headaches and dilated pupils are a sign of possible blood clot in the brain.
  • Difficulty Concentrating – It can be difficult to concentrate or think clearly after an accident simply because you’re in shock, but you shouldn’t brush it off as shock before getting checked by a medical professional. It could be much worse than you expect.
  • Dizziness – This includes feeling lightheaded and having the urge to vomit. If you have all three of these things together, you almost definitely have suffered a concussion and should have it treated immediately.
  • Increased Sensitivity – If light and sounds starts to bother you that didn’t used to bother you or if you get a headache from even the faintest lights or sounds, you should be checked for head trauma.

You should report any irregular symptoms that occur after a car accident, whether you think they’re associated with head trauma or not. You want to make sure that you can leave a hospital with a clean bill of health and that insurance has all of the details of the accident and the resulting injuries. It will aide you in putting your case together. If you have any questions about car accident resultant injuries, give Bruce Robinson & Associates a call. They can help you identify your best course of action with insurance and in court, if necessary. For a free and confidential consultation, contact Bruce Robinson & Associates at 410-844-0235 or click today.



How do Insurance Companies Deal with Car Accidents?

Thursday, May 15th, 2014

Insurance claimsBeing the victim of a car accident can be scary and frustrating – but the difficulties don’t end there. If you’ve ever dealt with an insurance company after an accident, you know that it can be a tedious process. Insurance companies don’t want to fairly compensate injured victims. The best way to deal with an insurance company after an accident is to retain an experienced Maryland accident attorney to show that you are not going to fade away and that you are willing to do whatever it takes to get what you deserve. Knowing how an insurance company handles claims will help you better prepare to fight for what is fairly and appropriately yours.

  • Filing a claim – When you get in an accident, you’ll need to file a claim. Be sure to document everything that happens, from the officers at the accident to all property damage sustained. Take pictures with your phone to help you remember. Insurance will likely call you shortly after the accident to attempt to learn what happened, and to begin minimizing their exposure.  It is recommended that you not speak with opposing insurance because they will try to trick you into saying things to help them mitigate the loss and to hurt your own case.
  • Assessment of fault – Depending on the nature of the case, this can be a sticking point. In some cases, liability is accepted so rental cars can be obtained quickly while your car is repaired and the defendant’s insurance pays.  However, if liability is not accepted or they are not sure then the defendant’s insurance will not pay for a rental nor will they pay to fix your case. Both of these matters must be resolved with your own insurance, at least at the outset.  Then the matter may have to go to court to resolve the issues of property damage and personal injuries incurred in the accident.
  • Figuring out payment – Once liability is determined, the insurance companies will negotiate to figure out who owes what. It’s another process that takes some time. The insurance company insuring the driver who is not at fault will send a subrogation notice to the offending company and the matter will be resolved between the companies.

The most important thing to remember about filing a claim is to have as much information about the accident available for your Maryland accident attorney. It can be tough to remember to write everything down after an accident, as most people are pretty shaken up, but it’s necessary to remember to pay attention to all the details as they can become important later on.

At Bruce Robinson & Associates, we can offer counsel to help you navigate the complex process of insurance claims and companies.  For a free and confidential consultation, contact Bruce Robinson & Associates at 410-844-0235 or click today to schedule your free consultation.


When Personal Injury Cases Get Complicated

Monday, May 12th, 2014

crime scene do not crossNew York City is a bustling metropolis with lots of people and cars – and even more crime. Expectant parents on their way to the hospital in the back of a cab suffered one of the worst fates possible when a (presumably stolen) BMW careened into them. Unfortunately, neither of the expectant parents survived the accident. Mom and baby were taken to a nearby hospital where the baby was removed via C-section, alive and well. What happens in a case like this, where both parents are deceased and the baby will be growing up in a confusing world without parents?

The first thing to consider is the party at fault. The fact that they fled on foot after the accident suggests that the crashed vehicle was probably stolen. If the perpetrators are subsequently identified, they’ll be facing a number of serious charges which could easily land them in jail-where they probably belong after fleeing the scene of such a serious accident. The first two counts they’re liable to be charged with are manslaughter and fleeing the scene of a crime. Neither of these charges bode well and both would almost definitely result in jail time. If the car is stolen, they’re also looking at motor vehicle theft.

So what happens with any financial recovery for the newborn vis-à-vis the insurance companies? Assuming the car was stolen, the responsible party isn’t likely to have auto insurance to cover the loss. Additionally, any insurance on the vehicle will not provide coverage because it was stolen since the driver was not authorized. If the expectant parents had insurance on a car they owned, that may provide coverage benefits for this tragedy. The hope in a case like this is that the party responsible for the accident is caught and brought to justice. If they’re caught, the guardian of the child will then sue the wrongdoers for the devastating loss of his parents.

If you have taken guardianship of a child after the tragic loss of his or her parents in a car accident where they were not at fault, you can help that child live a better life with appropriate compensation for the tragedy that he or she has suffered. At Bruce Robinson & Associates, we can offer counsel to help you navigate the complex system of justice and fight the defense insurance companies that will do everything to stand in your way.  For a free and confidential consultation, contact Bruce Robinson & Associates at 410-844-0235 or click today to schedule your free consultation.