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Archive for December, 2014

Dealing with Insurance Companies After a Car Accident

Wednesday, December 31st, 2014

Car accidents can bring about a whole list of concerns: how do I get treatment for my injuries? Do I need to repair or replace my car? What to do if they want to total my car but I can’t afford another car? One of the biggest questions of all of these will have to do with your insurance recovery or what your case may be worth to you. Most people do not know how to properly evaluate the extent of their damages, and these are the people who end up losing out on the full and fair compensation they deserve. So what do you need to know about dealing with your insurance company after a car accident? Read on to find out what the experts from Bruce Robinson & Associates have to say.

Dealing with InsuranceCar Accident Claims: Getting the Whole Story

An insurance company will not simply rely on your own account of your car accident when evaluating your claim, and neither should you. One way to help yourself and your attorney get a better idea of how to proceed is by making sure you have all of the information possible regarding your accident. Police reports will provide you with a more factual, objective record of what happened. Witness statements may include details that you otherwise would not have known about. The more information you can gather, the more your attorney will be able to do for you when the insurance company starts low balling your case.

Car Accident Claims: Know Your Liability

Your insurance company will also want to know who was at fault for the accident. Some cases are clear-cut in terms of assigning liability to one party or another, but others may be less so. Discuss the case with your attorney to determine whether or not you share partial responsibility for the accident; this may affect what the insurance company is willing to do in your accident claim.

Car Accident Claims: Finding the Right Attorney

An attorney will be able to help guide you through the entire aftermath of your car accident, including filing a claim with the various insurance companies. It is especially important to talk to your attorney first during this process. They, unlike the insurance company, will be fully on your side and ready to advocate for you. Insurance companies, while they do pay for your claim, are motivated by their bottom line and thus will try to avoid paying the full amount you deserve. Having an experienced attorney advocating for you can protect you when you file your car accident claim.

Maryland Car Accident Attorney

If you have been involved in a car accident that was not your fault, please call Bruce Robinson & Associates. Your consultation with our trial lawyers is free and if we can help you, your case will be handled on a contingency fee basis, which means no out of pocket fee or expense to you.  For a free consultation with our experienced trial lawyers, contact Robinson & Associates at 410.415.3841 or click www.marylandaccidentattorney.com today for your free consultation. We look forward to helping you!

Will My Maryland Car Accident Case Go to Court?

Thursday, December 18th, 2014

When you are first involved in a car accident, you may immediately have concerns about a long and difficult court case that will end up draining both your time and your money. Regardless of who was at fault, that is something neither party involved in the accident wants. Luckily, there are simpler methods of dealing with this situation. With the help of a qualified car accident attorney, you can be assured of a quick resolution to your legal problems. Read on to find out more!

Car Accident to Court? Should I Settle Before My Case Gets to Court?

One way to avoid a lengthy court case is to bypass going to court altogether. This can be done when, with the aid of your accident attorney, you settle with the other driver out of court. Your attorney can help you negotiate with the other driver and their insurance to ensure that you receive the compensation that you deserve in a timely manner. If an agreement can be reached, settling is probably the most convenient method of dealing with a car accident that you could select; you will not have to change around your schedule to accommodate the many stages of taking your case to court, such as the initial hearing, the deposition, and the trial itself.

 When is it Better to Take My Case to Court?

 A drawback of choosing to settle rather than to take your car accident case to court is that you may end up receiving a lower amount than the estimated value of your claim in exchange, essentially, for the convenience of a settlement. To get the full amount you believe you deserve, consult with your attorney and see whether they believe it would be worth it to take your case to court. You may end up not having a real choice in the matter, too, if your initial demand letter for the settlement goes unanswered; a court date will then have to be set if you want justice to be served. Your car accident lawyer will draft an official legal complaint in order to file your lawsuit and help you with the discovery process, wherein you obtain more information about the at-fault party in order to better prove your case against them. The trial itself is the final stage of this process and is where the actual decision regarding the compensation you will receive is made. With a reliable, experienced attorney at your side, your day in court will no doubt prove to be a successful one.

Maryland Car Accident Attorney

If you have been involved in a car accident that was not your fault, please call Bruce Robinson & Associates. Your consultation with our trial lawyers is free and if we can help you, your case will be handled on a contingency fee basis, which means no out of pocket fee or expense to you.  For a free consultation with our experienced trial lawyers, contact Robinson & Associates at 410.415.3841 or click www.marylandaccidentattorney.com today for your free consultation. We look forward to helping you!

Am I Eligible for PIP When in an Auto Accident in Maryland?

Monday, December 8th, 2014

Having the right kind of insurance is invaluable if you are involved in an auto accident in Maryland.  But how do you know what the right kind of insurance for such a situation is? When discussing your post-accident options with you, your attorney will bring up the possibility of using PIP to help defray the cost of medical bills and/or to substitute for lost wages directly following your accident. So what exactly is PIP and how can it benefit you after your car accident? Read on to find out.

PIPinsuranceWhat is PIP?

PIP stands for Personal Injury Protection, and it is a specific type of car insurance coverage that resides on your own auto policy when you are involved in an accident; fault of the accident is not relevant for PIP purposes. When you are involved in a car accident, not only can your vehicle be damaged but you can be injured as well, potentially leading to medical expenses and lost wages from missed work. PIP covers lost wages and your medical bills up to predetermined amount of money- and not only if you are the injured party. It covers others in your car as well. PIP is a no-fault insurance, so even if you were responsible for the auto accident, you can be compensated with this specialized protection.

Does Using PIP Benefit Me or My Auto Accident Case?

PIP can be very beneficial to those individuals who are injured in a car accident because it allows you, in theory, to receive double the compensation for your injuries. Your PIP insurance will pay out for the medical bills and lost wages incurred as a result of the accident, and the at-fault driver’s insurance will do the same under the liability portion of the at fault driver’s policy. PIP can also apply to your injuries if you are a pedestrian injured by a vehicle; in that case, you may be able to access the PIP of the vehicle that struck you.

Can I File My PIP Claim at Any Time?

Like most insurance claims you would file in the state of Maryland, there are certain restrictions when it comes to PIP. Specifically, there is a statute of limitations which runs out one year after the accident, so in order to receive the benefits of PIP you should consult with your car accident attorney and get your claim filed as soon as possible. There is no reason that PIP should not be filed immediately upon contacting a lawyer for assistance.

If I Use PIP, Will My Car Insurance Rate Increase?

Your insurance company will have to look at the facts of the case. If you are not the at-fault driver yet still filed a PIP claim in order to receive the compensation you deserve, then your insurance company cannot change your rate. This does not necessarily apply, however, if you were the at-fault driver.  In other words, PIP is not a claim that causes your rates to increased, the reason for this is because PIP is “no fault” insurance, it does not matter who was at fault to receive PIP benefits, and therefore your rates cannot increase.

 How Do I Find Out More About PIP?

In the aftermath of your auto accident, get in touch with your attorney and discuss your options with PIP and other insurance types. A qualified attorney can help you get the compensation you are owed and the justice you deserve.  If you have questions regarding PIP insurance or an accident that was not your fault, contact Bruce Robinson & Associates for more information.

Maryland Car Accident Attorney

If you have been involved in a car accident that was not your fault, please call Bruce Robinson & Associates. Your consultation with our trial lawyers is free and if we can help you, your case will be handled on a contingency fee basis, which means no out of pocket fee or expense to you.  For a free consultation with our experienced trial lawyers, contact Robinson & Associates at 410.415.3841 or click www.marylandaccidentattorney.com today for your free consultation. We look forward to helping you!

Source:

DMV

Do I Have to Report My Car Accident in Maryland?

Tuesday, December 2nd, 2014

Being involved in a car accident in Maryland can be overwhelming at first. Getting over the initial shock, ensuring that no one is seriously injured, and contacting emergency services all take precedence in your mind, leaving some details neglected or ignored! But whether you’ve been involved in a head-on collision or a minor fender bender, it is important to learn whether or not you are required to report your car accident. Read on to find out more.

Reporting a Car Accident Dealing with the Aftermath of a Car Accident in Maryland

 Immediately following your car accident, it is important to try and move as far to the side of the road as possible so as not to obstruct traffic. This will not always be possible, but in minor accident cases where your car is still operational, it will be. Removing yourself from the path of traffic greatly reduces the chances of inflicting more damage, both to yourself and to other drivers. Do not leave the scene of the accident in any event until law enforcement appears or you have exchanged information and both parties have agreed to leave (in minor accidents).

You will contact emergency services if necessary after your accident, and you will exchange information with the other driver or drivers involved so that insurance information, contact details, and license plate numbers are all recorded. As we discussed in a previous blog, while it is impossible to predict an accident, it is possible to be well-prepared for it.

 Reporting a Car Accident in Maryland

 Now the main question: when is it necessary to report your car accident? In the state of Maryland, you are obligated to file a report if your accident results in either death or injury of any kind; this essentially translates into calling the police to the accident scene. Retaining the services of an experienced car accident attorney can help you with this process and ensure that not only are you able to file your report, but also that you are compensated for any damages or injuries that were sustained during the accident due to the negligence of the other driver. The more serious the case, the more important it is to locate and obtain witness statements, physical evidence and communicate with law enforcement.

Not reporting a car accident can have serious consequences. In some cases, the at-fault driver will attempt to discourage you from reporting the accident by offering to pay for the damages, or you may simply not think that a minor injury merits being reported to the MVA. However, if you do not report such an accident, you could have your driver’s license suspended, and so it is best to consult with an attorney before neglecting to file an official report.

Maryland Car Accident Attorney

If you have been involved in a car accident, call Bruce Robinson & Associates. Your consultation with our trial lawyers is free and if we can help you, your case will be handled on a contingency fee basis.  For a free consultation with our experienced lawyers, contact Robinson & Associates at 410.415.3841 or click www.marylandaccidentattorney.com today for your free consultation. We look forward to helping you!

Source: http://www.dmv.com/md/maryland/auto-accidents